How it Works?
Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum” (The Extremes of Good and Evil) by Cicero, written in 45 BC. This book is a treatise on the theory of ethics, very popular during the Renaissance. The first line of Lorem Ipsum, “Lorem ipsum dolor sit amet..”, comes from a line in section 1.10.32. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.
Save your credit
Having a foreclosure on your record will dramatically reduce your score. Applying for any kind of credit card, car loan and home loan will be impossible for up to 7 years. With a short sale on your record, you will have minimal damage to your score and be eligible for most loans, including a home loan after 24 months.
No Up Front or Back End Fees
100% of our services are free because we collect our fees direct from the bank. We only get paid at closing, which provides us with the incentive to get your short sale done!
Relocation Assistance up to $10K
With up to $3,000-$10,000 cash you can easily put a down payment on a new rental. Our realtors will work with short sale friendly landlords to find the right rental in your desired neighborhood.
Foreclosure Postponement
Stop the foreclosure process dead in its tracks and stay in your home for an extended period, while the short sale process takes place. In most cases an extended stay can take place while proper relocation accommodations are found.
Waived Deficiency Judgment
When the bank agrees to do a short sale, the remaining balance is treats as taxable income by the IRS. Legally, we cannot provide tax or legal advice, however we will always work with a CPA and the bank to ensure your deficiency judgment is waived and not taxable.
Keeping It Discreet
We understand your situation is private. While foreclosures are public, we can ensure your short sale process is quiet. No embarrassing Short Sale signs or nasty foreclosure notices posted on your property
Everybody Wins
Buyer wins by buying a discounted property. Seller wins by getting relocation cash and avoiding foreclosure & credit damage. The Bank wins by reducing their losses associated to foreclosure & property preservation
Foreclosure Trends
Banks have lobbied heavily with politicians and invested in streamlined operations to fast track foreclosures and sale dates, bringing the timeline down to months vs. years. Today it’s harder to rely on foreclosure defense tactics to stall the foreclosure. Especially, since they have robust REO departments setup to sell homes on the open market, auction sites, or sell your home in bulk transactions to vulture investors.
Federal and Bank Programs
We are experts in utilizing the HAFA short sale program and the banks internal loss mitigation programs to maximize the benefits for you, regardless if your loan is with Fannie, Freddie, FHA, VA or privately held mortgage. Most realtors and even some banks do not know these various programs work.
Bonham elementary
https://essaysheaven.com/ school in san anthonio runs a two-way language-immersion program in english and spanish that begins in kindergarten.
